Scalable and secure
fintech & banking
software development services

Custom solutions to accelerate innovation, compliance, and operational efficiency.

Infinite
AmebaDialog

Fintech & Banking Software Development Services & Solutions

We build technology that drives financial evolution.

Custom software for banks, fintechs, insurers, and financial institutions to innovate, stay compliant, and scale securely.

It's more than just code, it's combining strategic vision, regulatory compliance, and user-centric design for robust, sustainable solutions.

Industry Specializations

Core banking modernization

Core banking modernization

Agility, security, and real-time connectivity.

Digital banking platforms

Digital banking platforms

Home banking and mobile apps with intuitive UX.

Payment processing systems

Payment processing systems

Fast, secure, and scalable infrastructure.

Financial analytics & BI

Financial analytics & BI

Smart dashboards for strategic decisions.

Process & compliance enablement

Process & compliance enablement

Automation for internal audits, approvals, traceability, and regulatory reporting.

Ameba

Every financial
challenge is unique

Schedule a discovery call to build the right solution for yours.

Contact our team

Key Technology Services

AI & Machine Learning

AI & Machine Learning

We implement predictive models and automation for credit scoring, risk analysis, fraud detection, and process optimization, empowering faster, smarter financial decisions.

Blockchain

Blockchain

Our team builds blockchain solutions for distributed payments, transaction traceability, identity validation, and smart contracts that ensure security and operational efficiency.

Cloud & DevOps

Cloud & DevOps

We design secure, scalable, high-availability cloud architectures, applying CI/CD pipelines and DevOps practices to accelerate time-to-market and optimize operational costs.

IoT

IoT

Integrating smart devices for modern banking experiences, from contactless payment solutions to connected infrastructures that enhance user convenience and engagement.

Cybersecurity

Cybersecurity

We develop security frameworks with advanced encryption, MFA, access controls, and PCI-DSS compliance to protect sensitive data and keep financial operations safe 24/7.

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Compliance & Security

Our solutions align with top financial regulations, ensuring integrity, traceability, and full auditability. Compliance is integrated from architecture to deployment:

PCI-DSS

Protects cardholder data and transactions

SOC 2

Ensures security, availability, confidentiality, and processing integrity

GDPR

Safeguards customer personal data and privacy

KYC / AML

Enables identity verification and anti-money laundering compliance

With Applica, your financial software is built to meet today's standards and scale securely for tomorrow.

JN Bank

Case study: JN Bank

JN Bank needed to modernize its digital ecosystem to maintain leadership in the Caribbean. In 15 months, we achieved:

Home and mobile banking development with user-centered UX

Integration of legacy systems with new modules

Implementation of 2FA and role-based access control

99.9% uptime on digital platforms

30% reduction in technical support costs

Why Applica?

Dialog
+
Global projects
%
Senior-level team
Code
Proven expertise in banking, fintech and insurance
Group
Adaptable engagement models: dedicated squads or end-to-end delivery

How We Work Together

Choose the engagement model that best fits your goals:

1.
Dedicated Teams (Tech Squads)
Seamlessly integrate our experts into your existing structure to boost capacity and accelerate delivery.
2.
End-to-End Project Delivery
Rely on a fully managed team to bring your idea to life, from design to launch.

FAQs

From core banking modernization, digital banking apps, payment systems, credit scoring to RegTech platforms.
Yes, our architectures and processes follow international financial security and compliance standards.
We offer dedicated squads or specific roles, adapting to your stack, methodologies, and culture.

Resources & Blog

Visit our blog to explore more about digital health innovation.

  • Digital banking transformation
  • Fintech innovation
  • Financial compliance and cybersecurity
Read more
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Let's Talk

Ready to accelerate your financial innovation?

Talk to our fintech experts